Affordable monthly payments
Fireplace Financing Made Simple
A warm home shouldn't wait for a big lump sum. We work with financing partners that turn your fireplace project into manageable monthly payments.
80+
Years serving
Northern Minnesota
3rd
Generation,
family-owned
45+
Fireplaces & stoves
on display
1,000+
Units serviced
every year
Free
In-home
appointments
Why finance
Stay Warm Now—Pay Over Time
A new fireplace is a meaningful investment — one that pays you back in comfort, safety, and home value for decades. Financing makes it possible to start enjoying that warmth now instead of waiting another winter for the cash to line up.
We work with established hearth-industry lenders who specialize in fireplace and stove projects. Plans are flexible. Whether you're looking at a $3,000 insert or a $15,000 new-build install, there's a structure that fits — short terms with low monthly payments, longer terms with no money down, or anything in between.
Most decisions come back in minutes, not weeks. The application is a single online form our team will walk you through, and we'll explain rates, terms, and payment math in plain language before you sign anything.
And it's no commitment to ask. Pre-qualifying tells you what you're working with so you can plan the project around real numbers — not guesses.
How it works
Three Steps to a Warmer Home
Call Our Office
Call (218) 729-4895 to discuss your options. We'll walk you through what's available and what fits your budget.
Apply Quickly
Our team helps you fill out the application — usually a quick online form. Most decisions come back in minutes, not weeks.
Enjoy Your Fireplace
Your project moves forward and your payments fit your budget. You stay warm, your finances stay flexible.
Ready for Reliable Heat?
We've been keeping families warm in Northern Minnesota for three generations. We'd love to help you next.